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Insights

Why Life Insurance Is Essential For Retirement Planning

Many people do not view life insurance as an essential and vital part of a retirement income plan. They see life insurance primarily as a way to protect families from the early loss of a breadwinner during the working years. However, life insurance has the potential to be so much more if properly utilized in a comprehensive retirement income plan.

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Working In Retirement

Planning on working during retirement? If so, you're not alone. An increasing number of employees nearing retirement plan to work at least some period of time during their retirement years.

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Are You at Risk of Outliving Your Money

Nearly 10,000 Americans turn 65 each day, eligible to retire and start what should be a new, exciting phase in life. Yet their retirement may be more precarious than ever. A recent survey by the Alliance for Lifetime Income found that 80% of Americans say they fear running out of money in retirement.

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Social Security Retirement Benefit Basics

Social Security benefits are a major source of retirement income for most people. Your Social Security retirement benefit is based on the number of years you've been working and the amount you've earned. When you begin taking Social Security benefits also greatly affects the size of your benefit.

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