Phone: 619-282-1182 Fax: 619-282-3219
Kevin Yoneda is Division Manager of the San Diego office and one of the Senior Managing Partners here at ICM. Born in Los Angeles, California, he received a Bachelor`s degree in Business Administration from California State University at Northridge.
Kevin has received the Achievers Council awards from SagePoint Financial for being a top office from 2005 to 2014.
Kevin was also the #1 Branch Development Office in 2010 for all of SagePoint Financial. He has also been a member of ICM's Board of Directors for the past 5 years.
His philanthropic activities include membership in the Venice Japanese Community Center and Nikkei Bridge Service Organization. Kevin is a Registered Principal with SagePoint Financial, Inc., an Investment Advisor Representative with Independent Capital Management, Inc., a Registered Investment Advisor, not affiliated with SagePoint Financial Inc.
Ca. Insurance # 0B92142
These awards are based upon sales generated by advisors and is not based upon performance or returns experienced by any client or opinions of the advisor’s clients or former clients.
Jonathan “Jay” Isaac was born in Colorado Springs, CO but moved to California shortly after. He grew up in the Bay Area and graduated with a degree in Economics from the University of California at Davis. He then moved to San Diego and obtained his law degree from California Western School of Law.
He joined ICM in late 1999 and in his first 12 years, he has been a member of the company’s “Top 15” 10 different times and has been recognized as the company’s Top Senior District Manager 7 times.
He specializes in working with people at or near retirement and young professionals in the areas of wealth accumulation, wealth preservation and estate planning. Jay is a registered representative with SagePoint Financial, Inc. (member FINRA/SIPC) and a Citadel Estate Planner.
Ca. Insurance # 0C75397
Phone: 619-282-1182 Fax: 619-282-3219 Email: Fhirales@sagepointadvisor.com
Marissa Hirales joined Independent Capital Management in 2010 and is now a Senior District Manager in the San Diego office and a Registered representative with Sagepoint Financial. Marissa graduated with honors from Instituto Tecnológicos y de Estudios Superiores del Occidente in Guadalajara, Mexico. She has a bachelor in Finance and currently holds various securities registrations and insurance licenses including: Series 6, 63, 66, 7 and 24.
As a financial advisor, Marissa teaches her clients about the importance of having a financial plan in order to achieve financial independence. She specializes in designing financial strategies to help her clients address risk and taxes and helps them build a well balanced plan to accumulate and preserve wealth.
Fluent in both English and Spanish, Marissa also participates actively in the Hispanic community.
According to Marissa, “Education is the most important factor. When my clients are truly informed on the investments they have, the markets, and the opportunities out there we are able to improve their finances dramatically. My general philosophy is Improvement through education.
Ca. Insurance # 0G95690
Don Ventura is a Senior District Manager in our San Diego Branch. In June 2004 he relocated from Norwich, Connecticut to start his career with ICM in San Diego. Don graduated with a bachelor’s degree from The University of Connecticut in Storrs. Don is a Registered Representative with SagePoint Financial, Inc. Member FINRA/SIPC. He currently holds Series 7, 66, and 24 registrations and CA and NV Life and Health Agent licenses.
Don specializes in retirement services especially in the area of asset accumulation, consolidation, diversification. He also works with young families in formulating plans that can help them with other goals such as saving for their home down payment and college education. Don resides in San Diego with his wife Grace. Don is a member of The San Diego Asian Business Association and is also a level 4 member donor with the San Diego Blood Bank. Don can be reached by phone 619-282-1182 or email DVentura@sagepointadvisor.com
Ca. Insurance # 0E55044
Kamron Bahrami is a Senior District Manager with Independent Capital Management and a Registered Representive of SagePoint Financial. He was born and raised a San Diegan, and graduated from San Diego State University with a degree in Finance. He holds a Series 6, 63, 7, 24, 66, and a California Life and Health Agent License.
Kamron believes that everybody can benefit from having a financial advisor, whether it’s a young professional or somebody already in retirement. He utilizes an educational approach to help people reach their financial goals. As an independent advisor, he is able to handpick solutions to accommodate each individual clients’ wants and needs.
Kamron thoroughly enjoys the process of developing a long-term relationship with his clients. He looks forward to servicing their financial needs over the course of their lives and being there every step of the way.
Ca. Insurance # 0J01054
Phone: 619-282-1182 Fax: 619-282-3219 Email: firstname.lastname@example.org
Matthew Henry is a Supervisor with Independent Capital Management, Inc. as well as a Registered Representative and Investment Advisor Representative with SagePoint Financial, Inc. After growing up in Arkansas and graduating from the University of Central Arkansas with a Bachelor's Degree in Geography and Business Administration, he spent time working abroad in India. Having a strong desire to help and serve people, he moved to San Diego to join the ICM team.
Matt currently holds a Series 6, Series 63, and California Life and Health Agent License. He desires to educate his clients and help them build a well-diversified financial plan. As a full service financial professional, he is able to help his clients plan for all of life’s major events. His independence allows him to carefully choose solutions to build a customized plan to fit each of his clients’ wants and needs.
Matt genuinely enjoys helping his clients learn how to improve their financial situation and building a long-term relationship with them as he serves them through the various changes in their life.
Ca. Insurance # 0G36713
Genie Lebay-Short, a Financial Services Specialist for Independent Capital Management, helps clients map their financial futures by setting goals and determining financial strategies focused on achieving them. She is a Registered Representative with SagePoint Financial, Inc., registered in California for over 7 years. Prior to joining ICM, Genie was in the banking field for 14 years. She began as a teller in San Francisco (her hometown) and worked her way up to management positions at institutions in Virginia and Michigan. Genie has plenty on her plate outside of her career, she is happily married to Zane Short, a local Civil Engineer, a devoted mom of an active daughter and son. She is also a member of the San Diego Regional Chamber of Commerce, she is a Co-Leader of the Business Alliance Networking Group, an active member of her local church in La Mesa, she advises on financial matters for several local churches in San Diego and a board member of a local retirement center. Genie brings a refreshing perspective to her work; she genuinely loves helping people achieve their financial goals.
Ca. Insurance # 0C44889
Phone: (619) 282-1182 Fax: (619) 282-3219
Steve is a financial professional with Independent Capital Management. He works with clients to educate and to present them a clear picture of their financial future.
Steve joined ICM in 1997 as a financial advisor with SagePoint. He has helped hundreds of individuals, by creating precise financial strategies that help achieve his client’s financial goals.
As a former Coast Guardsman, Steve has dealt with complex problems in the most dangerous of situations. The Coast Guard has trusted Steve with the responsibility to operate multi-million dollar vessels while safely leading his crew. He has earned the Coast Guard Achievement Medal for his leadership, four Commandants’ Letter of Commendations and two Coast Guard Good Conduct Medals and was Coast Guardsman of the year in 1994, while stationed at Crescent City, California. He also was Coast Guardsman of the Quarter while serving on the Coast Guard Cutter Tahoma.
Steve, his wife and two children reside in San Diego, Ca. He participated in the Coast Guard Educational Partnership program to develop skills in leadership and business organization. He enjoys family, bowling, body surfing and fishing. Steve has volunteered in elementary school classrooms, as a Big Brother, and served three years as the booster president for a high school football team.
Steve looks forward to building long-lasting relationships with his clients. He is a licensed life agent, holds the series 7 series 63 registrations and is an Estate planner with the Citadel Law firm.
Ca. Insurance # 0C07836
Rachel is a Financial Services Specialist with ICM and a Registered Representative with SagePoint Financial, Inc. She graduated with a Bachelor's degree from the University of San Diego and later joined the San Diego branch in May 2007. Rachel specializes in helping her clients achieve both their short and long term financial goals efficiently and oftentimes on a tax-favorable basis. She accomplishes this by developing customized financial strategies that are unique to each individual's specific needs.
Rachel's clientele continues to thrive since she consistently meets her clients' objectives who in turn refers her to other people who may benefit from her services. Rachel is a CCEP and currently holds Series 7,6, 63 Registrations, and California Life and Health Insurance licenses.
Ca. Insurance # 0F66217